SMART is a change to the way pension contributions are made, and was introduced in April 2004. SMART provides the opportunity for colleagues to increase their take-home pay and for Sainsbury’s to save National Insurance costs.
We designed SMART so that nearly all colleagues will see a benefit.
The BE SMART booklet explains how SMART works, and answers some of the questions you may have. Please read the booklet carefully as participation in SMART constitutes a change to your terms and conditions of employment.
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